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Safe House Insurance LLC Blog

View the latest blog posts from Safe House Insurance LLC.

Friday, March 5, 2021

Sports car and exotic car insurance

What is a sports/exotic car? A sports car is generally smaller and weighs less than a standard sedan. They’ll often have only two seats, a soft back and an engine built for competitive racing. Exotic cars, however, aren’t subject to such a rigid definition. READ MORE >>

Friday, March 5, 2021

Red cars cost more to insure

Answers to those age-old auto insurance myths   Comprehensive coverage is the same as full coverage  Myth busted. While the word "comprehensive" might imply you have everything you need, the coverage only protects you from things out of your control like theft and vandalism. READ MORE >>

Friday, March 5, 2021

Does car insurance go down at age 25?

How age affects auto insurance Age is one of the most important factors in determining your car insurance rate. While this may seem unfair because there are good drivers in every age group, insurance data shows younger drivers are more prone to have an accident or take risks on the road. READ MORE >>

Friday, March 5, 2021

Car insurance deductibles explained

How do car insurance deductibles work? Unlike health insurance, there are no annual deductibles to meet when it comes to auto insurance. You're responsible for your policy's stated deductible each time you file a claim. For example, if you total your car, your insurer will give you a payment for the vehicle's current value, minus your deductible. READ MORE >>

Friday, March 5, 2021

What is personal injury protection?

What does personal injury protection cover? If you're involved in a car accident, even if you're not driving, there are specific things covered by personal injury protection. Depending on the state you live in, you may be covered for: READ MORE >>

Friday, March 5, 2021

What is uninsured motorist coverage?

Do I need uninsured motorist coverage? Not all states mandate uninsured motorist coverage, also known as UM coverage. However, even if UM coverage isn’t required in your state, you’re taking a serious risk if you drive without it. READ MORE >>

Friday, March 5, 2021

How does car insurance work?

What is car insurance? Car insurance covers damage to your vehicle and protects you financially if you're liable for someone else's injuries or damages. Auto insurance can also pay for medical bills if you or your passengers are injured in an accident or you're hit by an uninsured or underinsured driver. READ MORE >>

Friday, March 5, 2021

What impacts your car insurance price

Setting the record straight: Here's what impacts your price Teenage drivers Teens are 2.5 times more likely to be involved in a crash than 20-24-year-olds, according to the California DMV. This kind of risk results in much higher rates compared to experienced drivers. But it's not all bad news for teen drivers. READ MORE >>

Tuesday, February 9, 2021

How to get the cheapest home insurance

How to lower homeowners insurance Affordable home insurance could be right around the corner by taking the following steps: 1. Compare rates with Safe House Insurance We give you the unique power to view home insurance rates and coverages from our network of home insurers. READ MORE >>

Tuesday, February 9, 2021

Do speeding tickets and other violations affect insurance rates?

Does a speeding ticket increase the cost of insurance? If you get two or more speeding tickets in a three-year period, you can count on a rate increase at Safe House Insurance and most other insurers. But if you just got your first one in a three-year period, you may not receive an increase. READ MORE >>

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